Commercial real estate financing
Capital for income-producing commercial property.
Retail, office, industrial, mixed-use and net-lease financing structured around the asset's cash flow.
Commercial real estate capital advisory
We review the property’s income, occupancy, business use and capital needs to prepare the financing request. Capital sources conduct their own underwriting, and indicative terms remain subject to approval and final documentation.
From our Irvine office, we arrange financing nationwide for investor-owned and owner-occupied commercial properties, including SBA financing for eligible owner-occupied business properties.
What we arrange
Acquisition loans
Purchase financing for stabilized retail, office, industrial and mixed-use assets.
Refinance & cash-out
Replace maturing debt, extend term or release equity from a performing property.
Net-lease properties
Financing for single-tenant assets where the lease drives the credit.
Owner-occupied & SBA financing
We arrange financing for businesses buying or refinancing the property they operate from, including SBA 7(a) and SBA 504 options for eligible owner-occupied business properties. Eligibility, underwriting and approval are determined by the funding source and applicable program requirements.
Long-term fixed rates
Fixed-rate structures for eligible properties, with available fixed periods and maturities determined by the financing program.
Transitional capital
Bridge financing for lease-up or repositioning before permanent debt.
Common questions
- What does a commercial mortgage broker do for me?
- We prepare the financing request, approach suitable capital sources, compare available terms and coordinate the process through closing. Financing remains subject to the capital source’s underwriting and approval.
- Do you only finance California properties?
- No. We are based in Irvine and we arrange financing for properties nationwide. Our closed transactions span markets across the United States.
- Are these consumer loans?
- No. The commercial programs on this page are business-purpose financing. Cornerstone also assists with select residential mortgage transactions separately, subject to applicable licensing, borrower eligibility, and program availability.
Related: Multifamily Financing · Bridge Loans · 1–4 Unit Financing
Loan inquiry
Have a property in view? Let's structure the capital.
Share your property’s city and state, requested financing and transaction goals. Our team will review your inquiry and contact you about next steps.